Feel the Heat Today, Pay Over Time
Financing
Financing & Payment Options
At Sauna Sanctum, we understand that investing in premium sauna and wellness equipment is a significant decision. With Shop Pay Installments powered by Affirm, eligible customers can spread payments over time while moving forward with their purchase without paying the full amount upfront.
What Is Shop Pay Installments?
Shop Pay Installments allows eligible customers to split the total purchase amount into smaller, more manageable payments. Instead of paying the full price at once, you can choose available installment options during checkout. Eligibility is assessed instantly, and checking available options does not affect your credit score. All applicable fees, interest (if any), and payment terms are clearly presented at checkout before you complete your order.
Why Finance Your Sauna?
A home sauna is a long-term wellness investment. Financing provides flexibility by allowing you to plan payments at a pace that fits your budget while proceeding with your purchase. Many customers choose financing to manage costs more comfortably over time. Eligibility is reviewed quickly, and the setup process is straightforward with no paperwork required.
How It Works
Choose Sauna & Checkout
Select your sauna, add it to your cart, and proceed through checkout with your shipping details.
Select Shop Pay at Payment
When you reach the payment step, choose Shop Pay to unlock flexible installment options.
Pick Your Financing Plan
View the installment plans you qualify for and select a payment schedule that fits your budget. Checking eligibility does not impact your credit score.
Complete Order & Enjoy
Complete your order by making the first payment. Your order follows the same processing, production and shipping timeline outlined in our Shipping Policy, and remaining payments are processed automatically based on your selected plan.
Why Finance Your Sauna?
✔ Smarter Payments
Break your sauna investment into small, predictable installments. So wellness never has to wait.
✔ Flexible Financing Options
Choose the plan that fits you best at checkout, including promotional 0% APR options for qualified customers.
✔ Fast, Secure Approvals
Apply right in checkout. No long forms, no delays, no impact to your credit score just to see your offer.
✔ Relax First. Pay Later.
Enjoy the warmth, recovery, and restoration now, spread the cost over time.
Frequently Asked Questions
Shop Pay Installments
Depending on eligibility and purchase amount, you may qualify for interest-free installment plans or longer plans with an applicable APR. All available options, terms, and payment schedules are displayed clearly at checkout before you commit.
After placing your order, you can manage your installment plan through the Shop App or your Shop Pay account, where you can view upcoming payments, remaining balance, and your full payment schedule.
If an order is cancelled or refunded in accordance with our Return & Refund Policy, your financing plan will be adjusted accordingly. Any eligible refunds are processed based on the approved refund amount, and your financing balance will be updated automatically.
Yes. Shop Pay and Affirm use secure encryption, fraud protection, and industry-standard safeguards to protect your personal and financial information throughout the checkout process.
Choosing Shop Pay Installments does not delay order processing, production or fulfillment. Your order follows the same processing, production and shipping timeline as our shipping policy. Once delivered and properly installed, you can begin enjoying your sauna while completing your installment payments over time.
Disclosure
Financing options, if available, are provided by third-party payment providers and are subject to their eligibility requirements and approval. Sauna Sanctum does not offer credit directly and does not determine financing terms. Any applicable payment terms, fees, or conditions are presented by the financing provider during checkout before you complete your purchase. Financing is optional, and customers are encouraged to review all terms carefully prior to committing.
